Why do I need it?
Property insurance protects your and your possessions. It provides peace of mind when:

A loss occurs. Insurance provides a safety net in the event of such losses as fire, theft and vandalism. Liability and medical protection are also important: if a visitor slips and falls on your premises, you need coverage to help pay for medical expenses.

You need to replace repair, or rebuild as a result of a covered peril: If you were destroyed by fire today, you’d need the financial resources to replace or repair it.

Your lender requires it: When you buy or build a house, your bank requires a binder at the closing.

You have special items. Protect more then your home: protect special items such as jewelry, silverware, antiques, cameras and more by scheduling them on your policy.